Charles Cooper - Three Crowns Plus

Rewards vs. Salvation: The Error Most Christians Make

Episode Summary

In this next installment of the Does God Hate the Rich? series, Dr. Charles Cooper clarifies one of the most misunderstood doctrines in the church: the difference between salvation and rewards. Through Matthew 19 and 1 Corinthians 3, Dr. Cooper explains that Jesus’ encounter with the rich young ruler was not about eternal life by faith, but about eternal reward for faithfulness. Many believers confuse “being saved” with “being rewarded,” committing what Dr. Cooper calls an “illegitimate totality transfer”—imposing one meaning of “saved” on every passage. Dr. Cooper reveals that the “main thing” of the Christian life is not merely getting to heaven, but earning eternal honor and rulership in the coming Kingdom. Rewards are God’s public commendation for faithful living, granted by the Father and confirmed at the judgment seat of Christ. This message exposes the danger of minimizing rewards, the reality of loss at the Bema Seat, and the eternal significance of every act of obedience.

Episode Notes

Dr. Charles Cooper contrasts reward and salvation, teaching that salvation is received by faith, while reward is earned through faithfulness. He shows that Jesus’ call to the rich young ruler was not a demand for moral perfection but a divine test of allegiance—an invitation to trade temporary wealth for eternal rulership.

 

Key Themes

The Main Thing: “Seek first the Kingdom of God and His righteousness” (Matt. 6:33) — the ultimate goal of Christian living.

Reward vs. Salvation: Salvation is grace-based; reward is merit-based. One determines entrance; the other determines inheritance.

Context Determines Meaning: The Greek word sozo (“to save”) doesn’t always mean “to be saved from sin.” Context reveals whether it means rescue, deliverance, or physical salvation.

The Bema Seat Judgment: Every believer’s works will be tested by fire. Gold, silver, and precious stones represent divine works that endure; wood, hay, and straw symbolize human efforts that burn away.

Loss and Regret: Failure to live faithfully results in loss of reward, demotion, and exclusion from rulership—marked by “weeping and gnashing of teeth,” a metaphor for profound regret.

 

Defining “Reward-ific”

Dr. Cooper coins the term reward-ific to describe actions that produce or lead to reward. Like horrific (causing horror) or prolific (producing much), reward-ific describes a life that produces reward through faithful obedience. These are the believers who labor with divine energy, not human effort, building with “gold, silver, and precious stones” that will endure the test of fire.

 

How Rewards Are Granted

Rewards are determined by God the Father, who assigns authority, rulership, and honor in the coming Kingdom based on faithfulness to His standards:

Commendation: “Well done, good and faithful servant.”

Exaltation: “I will make you ruler over many.”

Honor: “Enter into the joy of your Master.”

Rewards are the public recognition of loyalty and obedience, not symbolic sentiment.

 

Consequences of Unfaithfulness

Those who waste their stewardship will experience:

Recrimination: Public exposure of wasted opportunity.

Demotion: Loss of privilege and authority.

Restriction: Exclusion from rulership (“the darkness outside the lighted place”).

Profound Regret: Weeping and wailing over eternal loss.

 

Central Lesson

The story of the rich young ruler is not about how to enter heaven, but how to inherit the Kingdom.

Salvation is a free gift; reward is an earned inheritance.

The main thing is to keep the main thing the main thing—pursue the Kingdom of God with maximum effort.

 

Timestamps & Key Topics

00:00 – Keeping the main thing the main thing

00:21 – Salvation vs. rewards: two distinct doctrines

01:11 – The Father determines reward and authority in the Kingdom

02:18 – Eternal rewards as lasting evidence of faithful allegiance

03:17 – Misinterpreting “saved”: the danger of illegitimate totality transfer

07:02 – “Save” in different contexts (Matthew 14, John 12, Luke 8)

10:50 – Context determines meaning of salvation

11:58 – Why the rich young ruler’s question wasn’t about salvation

14:25 – “Reward-ific” obedience: earning eternal reward

17:17 – Building on Christ with gold, silver, and precious stones

19:19 – Judgment by fire at the Bema Seat

21:32 – Commendation, exaltation, and honor

23:46 – The tragedy of suffering loss

25:39 – Rewards require maximum effort

27:28 – Seek first the Kingdom of God

28:59 – Modern Christianity’s misplaced focus on salvation alone

31:18 – The outer darkness: restriction and regret

33:30 – Producing works of eternal value

 

Scripture References

Matthew 6:33

Matthew 19:23–29

Matthew 25:14–30

1 Corinthians 3:10–15

1 Corinthians 9:24–27

Luke 8:50

John 12:27

Matthew 14:30

Revelation 2–3, 20

2 Timothy 4:8

1 Peter 5:4

 

Episode Notes Recap

Week 8 – Does God Hate the Rich? Series

Exposes the common error of confusing salvation and reward.

Defines reward-ific living as producing eternal gain.

Explains that reward is earned through divine energy and faithful obedience.

Warns that loss of reward brings regret, not mere disappointment.

Urges believers to “seek first the Kingdom” as life’s central aim.

Prepares for next week’s topic: The Difference Between the Kingdom of God and the Kingdom of Heaven.

 

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